Professional Liability

Our Professional Liability Program provides small-to-mid sized professionals such as accountants, contractors, and real estate agents with protection against liability incurred as a result of errors and omissions in performing their services. Professionals who specialize in a specific area require this type of insurance since their general liability policies do not offer protection against claims arising out of business or professional practices such as negligence or misrepresentation.

Highlights

Minimum premiums from $500 for $1,000,000 / $1,000,000 limits
Zero deductibles available as standard
Ability to add additional coverages such as:
- General Liability
- Cyber (1st and 3rd Party)
- Hired and Non-Owned Auto

Consultants
Revenues up to $5m
Includes: Management, IT, Agricultural, Energy Consultants

Contractors
Revenues up to $5m, PL Only
Includes: Electricians, Plumbers, House Movers, Hairdressers

Engineering & Design
Revenues up to $2m
Includes: Landscape Architects, Interior Designers, Draftsmen

Inspectors & Testers
Revenues up to $2m
Includes: Home Inspectors, Building Code Inspectors

Intermediaries
Revenues up to $2m
Includes: Travel Agents, Yacht Brokers, Customs Brokers

Legal
Revenues up to $2m
Includes: Paralegals, Notaries, Arbitrators, Law Clerks

Real Estate
Revenues up to $2m
Includes: Mortgage Brokers, Property Managers, Title Agents

Training
Revenues up to $5m
Includes: Tutors, Forklift Training, Executive Coaches

Other Service Providers
Revenues up to $2m
Includes: Adjusters, Bookkeepers, Event Planners, Billing Services

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Over 1,400 professions available across 9 separate industries:

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