Excess

Our Wholesale Division offers Excess Liability for many businesses that may not otherwise qualify for our Exclusive Excess program.

If you receive a declination from OnlineMGA, email your submission to the Wholesale Team!

  • Over 600 GL Class Codes Available
  • $1 Million – $5 Million Limits Available
  • $940 Minimum Premium for Low Hazard Risks
  • $1125 Minimum Premium for Medium Hazard Risks
  • Coverage in all 50 States on both Admitted & Non-Admitted Paper

  • Commercial and Trade Contractors
  • Distributors
  • Homeowner/Town Home Associations
  • Hospitality: Hotels, Motels, etc.
  • Manufacturing
  • Apartments ($7500 Account Minimums), Real Estate: 1-4 Family Dwellings, Vacant Land, LRO
  • Builds, Medical Offices, Warehouses, etc.
  • Family Style and Fast Food Restaurants
  • Retail
  • Service

  • Payroll: $5 Million
  • Revenue Exposure: $15 Million
  • Revenue Exposure for all Contractors: $5 Million
  • Land: 10,000 Acres
  • Apartments: 50 Units
  • Real Estate: 1.5 Million Square Feet
  • Dwellings: 300
  • Vehicle Fleet: 25 Vehicles with no more than 10 Extra Heavy Trucks

  • Contractors (Commercial or Residential): Not Available in AR, CO, HI, NY, SC
  • Contractors (Residential): Not Available in AZ, CA, FL, NV, OR, TX, WA
  • Hotels/Motels with Exterior Corridors
  • No Ground Up or Structural Residential Construction in all States
  • No Trucking or Logistics
  • No Energy Risks
  • Use of Cranes: Available up to Six Stories
  • No Chinese Manufacturing
  • No Internet Retail
  • Restaurants with Liquor

Submission Requirements

  • ACORD 125
  • ACORD 131
  • 3-5 Years Loss Runs
  • Underlying Policies/Quotes

Email Submissions to Wholesale@sisinsure.com

Visit our Excess market for additional info

  • SUBMIT ONLINE

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