With the growing threat of cybersecurity, business owners of all sizes can benefit from knowing they are protected against hacks, data breaches, and other types of security threats. Cyber insurance is designed to cover privacy, data, and network exposures, to offer a computer security solution and give peace of mind.
Cowbell’s cyber coverage is offered on a standalone policy rather than the typical packaged cyber, providing the best financial protection against cyber incidents that businesses face – from data breaches to social engineering and ransomware. Ensure you and your clients are properly protected against this quickly growing threat and obtain a quote today.
- AM Best “A” Rated
- Coverage Limits up to $5M
- Online Quoting
- Customized Coverages
- Monitor Risk Exposure in Real-time
- Accounting Firms
- Contractors
- Truckers
- Retailers
- Law Firms
- Medical and Dental Offices
- Financial Firms
- Insurance Agencies
- Hospitality
- Nonprofit Organizations
- Healthcare
- Wholesale
- Manufacturing
COVERAGE COMPARISON
| Data Breach Endorsement | Standalone Policy | |
|---|---|---|
| Security Breach Expense | ||
| Investigation & Forensic Services | ||
| Notification to Affected Individuals | ||
| Call Center Services, Overtime Salaries | ||
| Cyber Incident Response Costs | ||
| Post-Event Credit Monitoring | ||
| Public Relations Expense | ||
| Third Party Liability Coverage | ||
| Security Breach Liability | ||
| PCI Costs | ||
| Other Regulatory Costs | ||
| Replace/Restore E-Data Cost and Assistance | ||
| Hardware Replacement Costs for Computers, Tablets | ||
| Business Interruption (Business Income, Extra Expense) | ||
| Cyber Crime | ||
| Social Engineering | ||
| Computer and Funds Transfer | ||
| Fraud | ||
| Extortion Crime | ||
| Expert Services - Forensic, Legal, Negitiation | ||
| Ransom Payment | ||
| Interests on Bounty Payment | ||
| Additional Value | ||
| Claim Panel Dedicated to Cyber | ||
| Continuous Risk Assesment | ||
| Risk Insights and Recommendations | ||
| Industry Peer Benchmarking |
*Coverages may vary per carrier
