Vacant Property / Land Insurance

Unoccupied and vacant properties present a greater insurance risk than occupied properties as they can experience slower emergency response times as well as increased probability of a break-in or vandalism. Someone could also slip and fall on the property resulting in an injury.

Vacant Land is a general liability policy providing coverage in case of an incident that happens on the vacant lot that results in injury to a person or someone else’s property.

Vacant Property also provides general liability coverage as well as property coverage for the dwelling or building while vacant.


  • Minimum premium as low as $300
  • GL limits up to $1MM/$2MM
  • Coverage A up to $3MM on residential
  • Swimming pool liability available
  • Property building limit up to $2MM
  • Policy term options of 3,6,9,& 12 months
  • Additional insureds at no cost
  • Online quoting

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